Title Search: Examining Records Correctly

The title search is a crucial aspect of mortgage lending and requires a thorough examination of property records. Our title search process involves the assessment of property records to establish ownership of the property owner in question and track any outstanding mortgages, liens, judgments, and unpaid taxes against the property, along with any restrictions like easements and real covenants.

Payment Management: Ensuring Accuracy and Timeliness

Payment management is an essential aspect of an organization's operations. Our payment management services help institutions and lenders to manage and handle monetary transactions, including expenditures and cash disbursements.

Escrow: Handling Transactions

Our escrow services provide a secure and efficient solution for handling transactions between two parties. The escrow acts as a third party that holds money, paperwork, or other assets for a transaction on behalf of the transacting parties and releases the funds post-fulfillment of the contract's terms.

Default Management: Safeguarding you from Defaults

Our default management services help mortgage lenders transfer home ownership to the mortgage holder in the event of default. If a homeowner cannot make adequate monthly mortgage payments or can no longer afford the home, our default management services ensure that the servicer transfers ownership of the house to the mortgage holder by the servicer's contract with the investor, guarantor, or insurer.

Finance and Accounting Services: Increasing Efficiency and Reducing Costs

Our F&A services help you increase efficiency and reduce costs by automating the entire process. From invoicing to payment reconciliation, our solutions help you easily manage all your financial activities. With our F&A services, you can be sure that your financial operations are safe.

Fulfillment Services: Ensuring Accuracy and Timeliness

We understand the importance of ensuring accuracy and timeliness in the fulfillment process, and our services do just that. From document preparation to quality control, our solutions help you manage the entire process and ensure that we meet requirements precisely.

Special Servicing: Managing Unique Requirements

In mortgage banking, there may be unique requirements that require specialized attention. Our special servicing capabilities help manage these requirements and ensure timely resolution. Whether it's loan modifications, bankruptcies, or foreclosures, our solutions help you easily manage the entire process.

At RSTACK, we help mortgage lenders and financial institutions streamline operations and increase efficiency. Contact us today to learn more about our mortgage banking capabilities and how we can help you.